Legal
Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Meridian Wertholm website and any related tools, content, or services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
This is a general template provided for informational purposes and should be reviewed and adapted to your specific circumstances before use. It does not constitute legal advice.
1. About the Service
Meridian Wertholm provides AI-assisted analysis and informational tools intended to help independent investors review publicly available data and organise their own research. The Service is provided for general informational purposes only and does not constitute financial, investment, legal, or tax advice.
2. No Financial Advice
Nothing presented through Meridian Wertholm should be interpreted as a recommendation to buy, sell, or hold any security, instrument, or asset. All investment decisions carry risk, including the risk of loss of principal. You are solely responsible for evaluating the merits and risks associated with any decision you make, and you should consult a qualified, independent financial advisor before acting on any information obtained through the Service.
3. Eligibility
By using the Service, you confirm that you are at least 18 years of age and have the legal capacity to enter into a binding agreement under applicable law. You also confirm that your use of the Service complies with all laws and regulations applicable to you in your jurisdiction.
4. Account Registration
Certain features of the Service may require you to create an account. You agree to provide accurate and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
5. Acceptable Use
You agree not to misuse the Service. This includes, without limitation, agreeing not to:
- Attempt to gain unauthorised access to the Service, its systems, or related networks;
- Reverse engineer, decompile, or otherwise attempt to extract the source code of any software underlying the Service;
- Use automated means to scrape, copy, or redistribute content from the Service without authorisation;
- Use the Service for any unlawful, fraudulent, or harmful purpose;
- Interfere with or disrupt the integrity or performance of the Service.
6. Intellectual Property
All content, design elements, software, and materials made available through the Service are the property of Meridian Wertholm or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted by these Terms, you may not copy, modify, distribute, or create derivative works based on the Service without prior written consent.
7. Subscriptions and Payments
Certain features of the Service may be offered on a paid, subscription, or trial basis. Where applicable, pricing, billing cycles, and cancellation terms will be presented to you at the point of purchase. You are responsible for any applicable fees and for keeping your payment information accurate and current. Failure to pay applicable fees may result in suspension or termination of access to paid features.
8. Third-Party Data and Links
The Service may incorporate, reference, or link to third-party data, tools, or websites. Meridian Wertholm does not control and is not responsible for the accuracy, completeness, or reliability of any third-party content. Inclusion of third-party links does not imply endorsement by Meridian Wertholm.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Meridian Wertholm does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Meridian Wertholm and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment losses, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Meridian Wertholm, its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Service or your violation of these Terms.
12. Suspension and Termination
Meridian Wertholm reserves the right to suspend or terminate your access to the Service, in whole or in part, at any time and for any reason, including but not limited to a breach of these Terms, without prior notice where reasonably necessary.
13. Changes to the Service and Terms
Meridian Wertholm may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time. Any material changes will be reflected by an updated effective date on this page. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Meridian Wertholm operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
16. Contact
If you have questions about these Terms, please get in touch via our contact page.
Last updated: this page is a general draft and should be reviewed periodically to ensure it reflects current practices.